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Will your retirement pay you enough?

See how much your savings could grow by the time you retire, and how much monthly income that pot could pay you. Then check it against a simple goal: having enough to replace about 75% of your working salary once you stop working. The sooner you check, the less it costs to catch up.

Your numbers
yrs
yrs
Namibian norm is 60 to 65
N$
Pension, retirement annuities and investments
N$
N$
In today's money
Nest egg at 65
N$11,740,814
≈ N$39,136 / month in retirement
On track

You're on track to replace 156.5% of your income, above the 75% target. A nest egg of N$11,740,814 sustains roughly N$39,136 a month at a 4% drawdown.

Nest egg vs what you put in

Projected nest eggN$11,740,814
What you put inN$1,330,000
Years to retirement30 years
Saved alreadyN$250,000
Contribution / monthN$3,000
Assumed return / year10%
Projected nest eggN$11,740,814
Sustainable income / monthN$39,136
Replacement ratio156.5%
Extra needed / monthOn track ✓
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Assumptions as at 7 July 2026 · prime 11.25% · CPI 4.1% y/y · 4% sustainable drawdown · 75% replacement target

These tools are illustrations for guidance only and are not personal financial advice. Projections use simplified, clearly-dated assumptions; actual returns, rates and costs will differ. Capital is not guaranteed: the value of investments and unit trusts can rise and fall, and you may get back less than you invested. Past performance is not indicative of future returns. Figures shown are not a projection of any specific IJG or Prescient IJG fund. Speak to IJG Client Services before making financial decisions.