IJG · Independent. Focused. Personalised.

Prescient IJG unit trusts, to suit your needs.

Cost-effective savings products designed to deliver certainty over time, managed through the Prescient IJG partnership, from N$1,000 a month.

IJG CompassWhich fund is right for you?Compare the Prescient IJG funds side by side, with the goal, risk profile and minimum for each, and see which one fits.Invest from N$1,000 a monthCompare our funds →No sign-up · Guidance only and not personal financial advice

A joint venture between IJG, Namibia's leading independent financial services group since 1996, and Prescient, a global asset manager established in 1998.

Prescient IJG brings innovative, expertly managed collective investment solutions to the Namibian market, with a systematic, evidence-based approach focused on risk-adjusted returns and capital preservation, not on predicting markets.

A unit trust pools money from many investors and invests it to a set mandate; you own units representing your share of the fund. Each fund suits a particular goal and horizon, from a money-market fund for short-term liquidity to the SA Equity fund for long-term growth.

We also offer white-labelling solutions for other investment managers who do not hold their own management company (MANCO) or unit trust management (UTM) licence.

From capital preservation to long-term growth

Four Prescient IJG funds across the risk spectrum. Download the latest fact sheet for each, or speak to Client Services.

Prescient IJG Money Market Fund
Money Market
Low risk

A low-risk, highly liquid portfolio of short-term debt instruments, including treasury bills and bank deposits, that aims to deliver returns above the SteFi Call benchmark while preserving capital. Suited to investors with a short-term horizon seeking income and capital stability.

  • At least 45% invested in Namibian assets (Regulation 13 compliant)
  • Income distributed monthly
  • Benchmark: SteFi Call · 0.50% annual management fee
  • Capital stability with daily liquidity
Horizon
Short term · monthly income
Minimum
N$10,000 to open · N$1,000 per deposit or withdrawal
Fund fact sheet (PDF)Speak to Client Services
Prescient IJG Corporate Fund
Money Market
Low risk

A conservative cash solution for corporate investors, invested in a diversified basket of local and offshore money market instruments, bonds, property and inflation-linked bonds. It aims to maximise income in a tax-efficient manner while preserving capital.

  • Diversified local and offshore money market and bond exposure
  • Conservative, tax-efficient income for corporates
  • Benchmark: SteFi Call · 0.50% annual management fee
  • Short-term horizon with capital stability
Horizon
Short term
Minimum
N$10,000 to open · N$1,000 per deposit or withdrawal
Fund fact sheet (PDF)Speak to Client Services
Prescient IJG Income Provider Fund
Income
Conservative risk

Invests in a diversified basket of local and offshore money market instruments, bonds, property and inflation-linked bonds, focused on Namibian and South African markets. The fund aims to return CPI + 3% per annum through a full interest-rate cycle while aiming never to lose capital over any rolling three-month period.

  • Targets CPI + 3% per annum
  • Aims never to lose capital over a rolling three-month period
  • Local and offshore money market, bonds, property and inflation-linked bonds
  • 0.75% annual management fee
Horizon
Short to medium term
Minimum
N$10,000 to open · N$1,000 per deposit or withdrawal
Fund fact sheet (PDF)Speak to Client Services
Prescient IJG SA Equity Fund
Equities
High risk

Invests in undervalued securities across all sectors of the JSE, applying a bottom-up approach to create wealth over the long term and outperform the broad South African equity market. Maintains a minimum 90% equity exposure.

  • Bottom-up, value-driven selection of undervalued JSE securities
  • Minimum 90% equity exposure at all times
  • Aims to outperform the broad South African equity market
  • 1.00% annual management fee
Horizon
5+ years
Minimum
N$10,000 to open · N$1,000 per deposit or withdrawal
Fund fact sheet (PDF)Speak to Client Services

Getting started in three steps

Investing with Prescient IJG is simple, and you can start from N$1,000 a month.

01

Choose your fund

Pick the Prescient IJG fund that matches your goal and risk appetite, or speak to Client Services to help you decide.

02

Complete the form

Download and complete the relevant application form (individual, or legal entity / trust) with your FICA documents.

03

Invest & track

Submit your form and fund your investment from N$1,000 a month, then track it through the Prescient IJG secure portal.

Before you invest
Build your safety net first. Before committing to longer-term, market-related funds, it is best practice to set up a short-term or emergency reserve. Market values move up and down, so consider your time horizon and capacity for loss before investing.
Get the application formsPrescient IJG secure portal

Start from N$1,000 a month

Download an application form to get started, or speak to Client Services about the right fund for your goals.