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Their studies, covered?

Education costs rise faster than everyday inflation. Project what their studies will cost by the time they start, and the monthly amount that covers it comfortably.

Your numbers
yrs
yrs
University usually starts at 18 to 19
N$
Tuition + accommodation at today's prices
N$
%
Projected cost at 18
N$849,560
N$2,672 / month covers it fully
Needs attention

Your plan covers 56.1% of the projected cost. With education inflation at 7.8%, the gap widens every year it waits: the full-cover contribution is N$2,672 a month.

What it costs vs what you'll have saved

Total projected costN$849,560
Projected savingsN$476,925
Years to save13 years
Cost today / yearN$80,000
Education inflation / year7.8%
Projected cost / yearN$212,390
Total projected costN$849,560
Your projected savingsN$476,925
Coverage56.1%
Full-cover contribution / monthN$2,672
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Assumptions as at 7 July 2026 · prime 11.25% · CPI 4.1% y/y · education inflation 7.8% / year

These tools are illustrations for guidance only and are not personal financial advice. Projections use simplified, clearly-dated assumptions; actual returns, rates and costs will differ. Capital is not guaranteed: the value of investments and unit trusts can rise and fall, and you may get back less than you invested. Past performance is not indicative of future returns. Figures shown are not a projection of any specific IJG or Prescient IJG fund. Speak to IJG Client Services before making financial decisions.